WHAT HAPPENS IF I HAVE AN ACCIDENT WITH AN UNINSURED OR UNDERINSURED DRIVER?
MVAIC ( The Motor Vehicle Accident Indemnification Corporation)
thatprovides payment to individual injured by uninsured
drivers. This requires a Notice to MVAIC as soon as we become aware
through our due diligence as your counsel that the insurance is non -existent
or insufficient to cover the scope of your injuries for pain and suffering and economic loss.
Unfortunately, these types of
claims are all too frequent. An experienced attorney is your best protection after the unfortunate occurs.
HOW TO OBTAIN A RECOVERY AGAINST YOUR OWN INSURANCE
To the extent your damages are not sufficiently covered
by the offending vehicles insurance, you may proceed against your own policy’s
SUM (Supplemental Underinsured Motorist) coverage.
In this case, we may be required to arbitrate with your
insurer to guarantee that you get the full amount of coverage that you have
been paying for, and recover what is warranted
under the circumstances.
We will hire economists and use expert medical witnesses
if need be at our own expense if necessary to prosecute
such claims on your behalf. We will only be reimbursed for these expenditures
and any other associated expenses if there is a recovery.
Success Story: After
an SUM (supplemental underinsured Motorist) arbitration,
we obtained an award of $275,000.00 for a client with an aggravation
of a prior back injury.